Client Disclosures

Client Disclosures

Business Continuity Planning

Customer Identification Program

Important information about opening a new account:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:
When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.

The U.S. Department of the Treasury, Securities and Exchange Commission and FINRA already require you to provide most of this information.  These rules also may require you to provide additional information, such as your net worth, annual income, occupation, employment information, investment experience and objectives, and risk tolerance.

What happens if you choose not to provide this information?
Calton & Associates, Inc. may not be able to open an account or carry out transactions for you.  If we have already opened an account, we may have to close it.

SEC Rule 606 Disclosures

Other Disclosures

Hilltop Securities Customer Information Brochure

National Financial Services LLC Client Brochure

ADV Part 2A

ADV Part 2A Appendix – Wrap Fee Program

DPP/ALT Commissions Summary

Options Disclosure